Money, money, money….

What’s a secret skill or ability you have or wish you had?

I am great with other people’s money. If their is an issue, I can probably find their mistake. If they are having financial issues, I can normally help fix it. But did you notice I said “other peoples”. I can see my own issue, but I just don’t always do as I say.

What makes it worse is I see I am doing something stupid and will still do it at times. But I think that is probably true for many of us. I will say I have been doing better. I have given myself goals and my own form of checks and balances for most purchases. Because sometimes, we all need help! Even from ourselves. Kitt ☺️

Money, money, money…

What would you do if you won the lottery?

What I wish I could do…

Spend it however I like. Buy whatever car I want. Buy whatever house and land I wanted. Basically, do what I want. Give some away. Help family and friends.

Reality of what I would do, which starts with putting a price tag on the lotto I won. Let’s say 5 million dollars. Yes I know there are normally more you hear about, but that is an easy number to work with for this prompt…

1. Take the payout.

2. Find a good and reputable accountant.

3. Take money out for taxes. Because the tax man will get his first and foremost.

4. Take my hubby and son where ever they wanted for dinner.

5. Fix my jeep.

6. Fix up my house.

7. Payback all the debt I can.

8. Hopefully put money into savings.

9. Help with school lunches for those who can’t afford or have outstanding balance if I can afford it.

We started with 5 million. After a good accountant, taking money out for taxes, I am lucky to have 1.5 million left. Sounds like a lot still. Admittedly, aking my hubby and son out for a meal wouldn’t even scratch the amount. Fixing my jeep and my home would bring me down a bit.paying off our debt would bring us down to at least 1 million, if not less. (A lot of student loans). Savings would be 3/4ths of what is left. Then, I would go to my local schools and pay off the school lunches of those who are behind or simply can’t afford it.

5 million is not a lot. Sounds like it, but it’s not. Kitt ☺️

January 7, 2024

I have written and typed 2023 many times still… how about you??? Lol

Work went well today. I love a day that just does what it is supposed to do. It allows me to get back burner things caught up on. Yay. Tomorrow, when everything goes well again, I will hopefully finish cleaning out the filling. And, as weird as this sounds, I am actually very excited about it.

New year means tax season. Okay, that’s what it means to me. I know it is only January 7, but I just want to fill it all out and see what my return is. Since my baby is now 18, I do believe I get the cool child tax credit anymore. So, I feel I will be lucky to get 1000 dollars. I do hope for more, though. Luckily, even if I got nothing, I would still be okay. I would be unbelievably sad and upset. Sure, who would be. But I would be okay too. I don’t need the money to pay anything. It is just a nice way to save money, and if I want, pay something off. But now I just don’t know. And I really hate not knowing.

Today has been good. Went to work, and it was an easy day. I got home, and hubby started a banquet pit pie for me, so when I got home, it was done and ready to eat. It’s such a good thing.

Okay, my eyes are closing on their own. I have to keep deleting the crazy typos that keep popping up when my eyes close. Good nightcall! Kitt ☺️

Paying Bills

I paid most of my bills. The ones I didn’t aren’t due until after my next paycheck.

And what is scary, that is probably close to what I have left when all is said and done. But you know what, it’s still in the positive. So for that I say….

I have been slacking paying bills when I should. I realized today that I wasted $200 by not paying attention to my bills and when they were do. What makes that even worse, the amount I owed on that credit card to lay it off was less than that $200. So if I had just paid it on time, I would have had it paid off in 2 months instead of 5. What does that teach us.

And yes, that’s how I actually feel about the credit card. And it was just one credit card I kept missing the due date on. Seriously, how stupid was I. Oh, I know how stupid… $200 dollars plus interest stupid.

Besides that, all but 2 bills are paid now, and they aren’t due till the end of the month, so they will be paid with the next paycheck.

Why do I tell you all this and my stupidity and laziness of paying bills. Easily, I don’t want you to do the same thing. I want you to learn from my mistakes. Don’t take a 40 dollar hit every month like I did because I was too stupid and lazy to just pay attention. Be smarter than me. Please!

Here is to a new beginning of maturity and bill paying in the upcoming year. We can do this!!! Kitt ☺️

November 18, 2023

Admittedly, I paid the electric bill late. It was a conscious decision. But I have also been paying the bills in my hubby and mine relationship since e got together. I knew it was going to be okay because I would get paid before they got anywhere near shutoff. I also knew they would be sending out the warning notice saying we would be shut off if we didn’t pay by the next due date. But I paid 3 other bills instead, and because of that, I only had 1 late fee, not 3.

And yes, I know I had money that I could have pulled from to pay the bill and not gotten any late fees. Then logically, when I got paid, I could just replace the money. But I also know I never would have done that. I say I would have, but I never do.

And why am I “saying” all this???? Easily, because my hubby had a fit. I do not believe he had a right to say shit beyond, are we good with the bills, or maybe, hey did you pay the electric we got this letter in.

It’s kind of a bitch thing to say, but I work he doesn’t. He does create things when he can to help make money. But I am the one who goes to work or sets up places to make extra money. He does what he can within his ability, I am fine with that. Let me rephrase, I am fine with that until you question me about the bills when we haven’t had anything turned off in over 4 years. And 4 years ago, it wasn’t even my fault because I had a confirmation number that I paid. So I do not believe he should have had his fit.

And since this is my blog and I got annoyed about it, I am complaining about it here. Thank you very much!

Besides that, it was a good day. My son took me to breakfast, and then we went to the movies. We saw the new Hunger Games movie. It was better than I thought it would be. I didn’t have any real idea on whether it would be good, just hoped. Surprisingly, I have not read the book. I really loved the first ones and I was worried the prequel would suck and kill the other books. But now I kind of want to read it. So I will be checking online and my library.

Hope you had a smile or more! Kitt ☺️

Ps. You can comment even if you think I am in the wrong with his reaction. Kitt ☺️

My kids…

Name the most expensive personal item you’ve ever purchased (not your home or car).

Honestly, they were more than both my home and car price. I am issues all throughout pregnancy and was more in the hospital than out. So they are my most expensive purchase. But they are so worth every dollar from when they were in my belly to in my arms to grown adults. I love them so much.

My second biggest purchase would be myself. Between medical, and simple living costs for 38 years out of my parents house it’s been a bit. Lol Kitt 😆